in today’s time, money is such a thing, for which every person is running here and there. But friends, sometimes it happens to us that no matter how much money we are earning, but still we need money, but friends, you know that in such difficult times there is no need to borrow money from anywhere. Because there is always such a thing in your pocket that whenever you need money, how will it be if you can use it. Now you will say how this can happen, so friends would like to tell you that it can absolutely happen. Friends, for this you should have a credit card, now we are going to know how to get this credit card and friends, I would like to tell all of you that the name of the bank whose credit card I am going to tell you today is IDFC Bank Yes and recently some new credit cards have been launched by this bank, one of which is IDFC FIRST Select Credit Card and today we are going to talk about this credit card in this post today for all of you. You are going to know how you can apply for IDFC FIRST Select Credit Card, what documents will be required to take IDFC FIRST Select Credit Card, who can apply for IDFC FIRST Select Credit Card , What are the benefits in IDFC FIRST Select Credit Card, after taking IDFC FIRST Select Credit Card, there will be a limit of up to Rs. We are going to know through this, so let’s friends quickly start this post of ours.
IDFC FIRST Select Credit Card Overview
Friends, now let’s know a little about this credit card, then friends, this credit card has been launched by IDFC Bank a few days ago, this credit card is completely different from all other credit cards, about which we will talk further. That’s why it is different, a special thing about this card is that whenever you spend money anywhere with the help of this card, you get a lot of rewards, this credit card makes your life very easy. .
What are Super Saver Benefits?
With the help of this credit card, you can withdraw money from ATM without interest, that too for more than 48 days.
On this credit card, you will get an interest of at least 0% and maximum 0.75 every month and 9% every year, which is less than all credit cards.
The most important thing about this credit card is that you do not have to pay any fees of Over Limit on this.
There will be no redemption fees for the rewards you will get on this credit card.
How and how many will get Reward Points?
- If you do transactions above 20,000 through this card, then you will get 10X Rewards Points.
- If you spend money online anywhere, then you will get 6X Rewards Points.
- If you spend money offline anywhere, then you will get 3X Rewards Points.
- These Rewards Points will never expire.
- If you spend money on this on the day of your birthday, then you will get 10X Rewards Points.
What are the joining benefits?
If you take this credit card, then you will get Welcome Gift Voucher, you spend above 15,000 within 90 days after your card is completely set.
You will also get 5% Cashback on your 1st EMI Transaction Performance after the card is set up within 90 days.
What will the Fees & Charges be?
- IDFC FIRST Select Credit Card
- Lifetime Free Credit Card
- Over Limit Free – NIL
- Credit Card Interest Rate – from 0.75% to 2.99% per month
- FX Markup – 1.99%
- Late Payment Fee – 15% of Total Amount Due (subject to Min Rs.100 and Max up to Rs.1,000)
- International & Domestic Cash Advance Fee-Rs.250
Friends, today all of you have learned how you can apply for IDFC FIRST Select Credit Card, what documents will be required to get IDFC FIRST Select Credit Card, who will apply for IDFC FIRST Select Credit Card. What are the benefits you will get in IDFC FIRST Select Credit Card, after taking IDFC FIRST Select Credit Card, you will get a limit of up to Rs. Got to know through this post, if you have any question left about this credit card, then you can ask us by commenting below, if you like the information given by us, then definitely share it with all your friends everywhere. Share it. Friends, heartfelt thanks to all of you for taking out a little time out of your precious time to read our post till here.